Recently, the entire Superintendency from Economic Entities (SUGEF, Superintendencia General de Entidades Financieras), the brand new economic regulator, has developed gender symptoms and intentions to orientate formula to link the newest gender gap.
This new Ministry out of Cost savings, World and you can Trade (MEIC – Ministerio de Economia, Industria y Comercio) is the ruling muscles accountable for principles to the private initiative, organization creativity and you can promotion from business society towards the globe, business and characteristics sectors, and also for the SME business. Associated with the second, the fresh MEIC functions in control towards bank system into the form of credit apps intended for the fresh business and for producing their use of electronic telecommunications functions and you can improve their formalization. Within feel, the newest MEIC might have been handling the newest INAMU and the National Understanding Institute (INA, because of its phrase into the Spanish) from the design and execution from a certain program for females entrepreneurs: the new Federal Program for Businesswomen.
Brand new Central Lender of Costa Rica (Banco Central de- Costa Rica, BCCR) is in charge Natal sexy women of the fresh new financial and you can exchange rate plan. The new National Council to have Supervision of your own Economic climate (CONASSIF) ‘s the regulator and you may supervisory expert doing work from the Superintendencies: > SUGEF: having economic intermediaries (AFI associate given that 2013), > SUGEVAL: to have ties, > SUPEN: into the federal your retirement system, and you can > SUGESE: to your insurance field.
In the System from Financial for Advancement (SBD) Act n? 9274, post 8 states that the SBD create structure procedures so you can counteract gender inequalities, having investment guidelines and you may non-resource that allow fair accessibility for females, in terms of the means to access credit, claims and you can low-economic features and you can organization development. Financial agencies you to definitely availableness SBD tips need to have, among all of their financing applications, procedures one to compensate for gender inequalities.
About the specific software of INAMU, through FOMUJERES (practically “the finance for ladies”), good nonreimbursable funds, money women that establish team initiatives or effort to defend ladies’ legal rights. From inside the 2021, FOMUJERES gave help to help you 572 plans of rural female all along the country, with step one.8 billion USD. The quantity of the brand new fund resources because the 2014 is actually USD 9.8 million to finance over 3.000 productive plans.
Regarding study range, Costa Rica might have been get together sex-disaggregated borrowing from the bank studies for many years, triggerred by federal ID program
Eventually, this new Combined Institute regarding Public Support (IMAS – Instituto Mixto de Ayuda Public), using their faith FIDEIMAS (virtually IMAS?Trust), written within the build of the Law regarding Attention to Female during the Poverty Requirements, aims at capital most and you may subsidiary pledges, through credits having advantageous interest rates. The brand new believe now offers classes, tech guidelines and you will follow-up for people otherwise organizations you to manage energetic methods.
step 3.step one Commercial Banking companies
The fresh new economic business in the Costa Rica is actually dominated of the stateowned banks that allow to get to rules objectives and tend to be involved with infrastructure innovation, financial introduction and you may SME financing. Inside the 2008, the country dependent the credit Financing getting Development (Fondo de- Credito para este Desarrollo) which is used to finance software inside System of Financial to own Development (SBD). Within this framework, private banks is actually obliged so you can transfer fund to express-owned banking companies engaged in SBD.
A mechanism out-of system-large control, also monetary intermediaries […] and you will microfinance organizations […] with the objective regarding funding and you can generating active and you can practical development programs.
Among the many condition-owned banks, the fresh new Banco Nacional possess then followed, as the 2010, Banca Mujer, a program to advertise the development of Costa Rican women by way of consultative and you will funding. Just like the advisory line comes with monetary studies, trainings, team service, activities exhibition and you can trade objectives, the latest money range will bring borrowing from the bank getting MSME resource and team operation, handmade cards to fund liquidity requires, help locate verify issues. The program is aimed at empowering female and you may generating well-are for women, their own families and their organizations.